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A look at some of the types of historical property for sale in the UK today and the benefits and downsides to these types of properties.
The property market is currently filled with all manner of houses and flats of varying size and style.
The property for sale today ranges so much that before buying, it is essential to recognise your own needs and especially your own budget before setting your heart on a particular type of property. Additionally, different properties will have a range of maintenance costs whilst modern flats, in complexes may incur a service charge on an annual basis. In the UK today there are many different types of property for sale, ranging from historical cottages and manor houses, to mock Tudor houses and the sublimely stylish art deco premises of the nineteen thirties; in addition to these early buildings, there are also a range of newly built properties to suit the budgets and needs of home buyers. This article intends to highlight some of the differences between these properties to ease the decision making process for home buyers.
The UK is blessed with having many listed buildings for sale. These properties are graded in terms of age and historical importance and as such making alterations to a listed property is usually impossible. Those wishing to buy a listed property are often attracted by the charm and character of such homes; typically they have many period features like timber beams and open fireplaces. In some cases it is even possible to find a home for sale that has played a part in the country’s history; these are often blue plaque buildings that have had a famous resident or are related to a specific event; for instance, in the sleepy town of Thaxted in Essex there are two blue plaque buildings, one was the home of composer Gustav Holst whilst the other was the place of the first Morris Ring meeting. There are however disadvantages to owning a listed home, maintenance costs are typically high whilst heating bills in old drafty properties are equally as expensive. When looking at buying such a property, it is worth checking all of the sewers, foundations and electrics as in older homes these can be faulty.
Thatched properties are also prevalent in the UK. With so many for sale the appeal of having a quaint thatched cottage is strong with buyers. Thatched properties give a homely, comfortable feel and a picture postcard look. However it is worth remembering that owning a thatched property has its own disadvantages, the cost of replacing the thatch should be a concern although not a major one, these costs are often overstated. The life expectancy of a thatched roof wholly depends upon the type of material being used, for instance water reeds, the most hardy of the materials used in thatching will only require a complete re-thatch every fifty years, whilst long straw, a less robust material may need replacing every fifteen or twenty years. That said, the roof may need maintenance work every decade or so to keep it in pristine condition. The major problem with the re-thatching process is finding thatchers to perform the task; understandably it is a dying art.
Georgian properties are also in abundance within the UK, with many for sale in urban areas of London and cities like Bristol, Bath and Edinburgh. These buildings have less of the problems of older houses due to the fact the materials used in their construction are considerably more robust. As the one time homes of many of the UK’s cultural and societal elite they are opulent and highly attractive, usually spread over three or four stories including a basement. The large windows make this type of property light and airy although when looking to buy a
Georgian property the heating costs should certainly be considered, the large rooms and ineffectual insulation actively work towards making the houses colder. This cold atmosphere can make damp a problem so when looking around a property, looking for signs of damp should be performed.
Hopefully this article has highlighted some of the historical types of property for sale in the UK. With such a range on offer the home buyer has unrivalled choice in the types of properties to buy. However, as previously stated it is important to study your own budget and means before looking at properties, otherwise it is too easy to overreach yourself and find yourself heartbroken with a property you cannot afford.

In the end of 2005, the employees of Moscow’s real estate agency Penny Lane Realty encountered the unexpected problem. Daily people called company with the question : “I want to purchase an apartment and immediately rent it out to clients, who I can talk to?” The answer was not easy, because sales and rent in Penny Lane Realty are responsibilities of two different departments. As a result for people involved in this type of situation company gave out a special phone number, which did not stop ringing the entire following year. Penny Lane Realty employees they were very proud of the way they resolved this problem, but suddenly bells ceased.

Number of people who desired to become private investors in real estate nowadays are very limited, and many of those, who were involved in this business past years, are now parting with the last properties they own, because the apartments in Moscow for rent are no longer bringing huge and stunning income gains in tens of percent annually as it used to before. Last week for the first time investments into real estate yielded in the plan of profitableness to long-term deposits into the banks.

Real estate market huslers depart, prices of real estate in Moscow are reducing – even if it just a little, but for a few months in a row. It seemed this was the desired results for Russian government, that this was what most of the Russian middle class wanted, which in had no way to allow themselves to purchase new apartments, after the last year’s jump of prices. But real estate experts are calm – in their unanimous opinion, the only consequence of present “stagnation” will be the clearer price separation of the apartments in Moscow into the elite and of the economy-class. The latter will fall in price, but not too much. There was no bubble, therefore, it won’t burst. It turns out, “valid” price on the real estate, which is not influenced by the investors, who purchase entire houses, but only by demands of future tenants and the proposal of builders – is not too differed from “invalid”, black market price. As one of the salesmen of real estate cynically noted, “Moscow still lags on the average price of the apartments behind New York or London”. Principally situation will change only, if many new houses appear on the market – but there are no prerequisites for this.

For more info please visit my website at www.eng.realtor.ru

Monte Carlo property prices could rise steeply in the next couple of years, and Europe’s favourite tax haven could become out of reach for some millionaires, according to a Monaco travel guide.

Several recent surveys have all shown good indicators for Monaco, with more people likely to apply for residency and buy property. Buyers from the UK in particular are expected to rise in number.

Commenting on the findings, the travel guide say ‘While we would like perhaps to imagine that it’s the fine cuisine and good weather in Monaco that is attracting the British to Monaco, we know realistically that it is because residency entitles them to a zero rated income tax.

One survey says that the number of millionaires in the UK will increase four fold in the coming years, and the UK has become a very important market for Monaco real estate recently – that will boost prices as the demand feeds through. Another survey coming out of the UK predicts that house prices will rise by 70 per cent over the same period. Inheritance tax in the UK is quite a big issue at the moment as many more people are above the government threshold due to their house price, and in Monaco there is no inheritance tax, which gives an added incentive for some to move to a tax haven. People choose to leave their money to their children, cutting out the government that would take a large share’

A CBRE report on world property also noted that Monte Carlo real estate prices match those of London and New York’s Manhattan.

‘Apart from the very obvious financial advantages that can be had by moving to Monaco’, conclude the guide, ‘Perhaps the most telling survey for us was the one by Laura McKenzie, a US travel expert. She puts Monaco as the number one destination for safety. For people with money preserving and optimising what you have in the bank is important, but so is the ability to walk down the street without fear. Monaco provides both the financial and personal security the wealthy seek, and it should come as no surprise when they decide Monaco is the best place for them and their families to live.’
New Island

Apart from being a tax haven, the principality is perhaps best known for the Monaco Grand Prix.

In addition to the race that takes place each May, the world’s premier yacht show is held in September, attracting millionaires and billionaires to view what the yachting world has to offer.

A Monaco real estate specialist say that the yacht show in September is symptomatic of the way Monaco has progressed in recent years in attracting high profile events to the principality.

‘Apart from the Monaco Grand Prix and the yacht show, there is the tennis in April and this year for the first time a flower show. If it goes the same way as the other events it will be a success in its own right before too long. Having different events throughout the year benefits the hotels in Monaco and the tourist sector generally’.

The European tax haven is the second smallest country in the world, but the map of Monaco was re-drawn twenty years ago when land was reclaimed from the sea. Earlier this year bids were invited for an island to be built off Monte Carlo.

‘When complete the island will add to the Monaco housing stock, and this might help dampen the property prices a little. But we anticipate that the apartment blocks will be low rise as Prince Albert is very keen to promote Monte Carlo as an environmentally sound place to live. We expect some of the properties will be reserved for key workers while the rest will be available for general sale. But overall we doubt if the new apartments will keep up with increased demand, and property prices in Monte Carlo will stay as high as London and Manhattan’.

It is also possible that when the island is complete that the Monaco Grand Prix circuit will change. Monaco has long been notorious for a lack of overtaking places, and this might help alleviate the situation.

‘Overall all the key elements are in place to see a significant rise in Monaco property prices in the near and medium term. It could produce better results than an evening at the Monte Carlo casino’.